Learning how you money…

Riley's coaching view

Save more without feeling restricted24 transactionsAlso: Build better money habits

Today's Flexible Spending

$54

Spent today $0

$54 left

Everyday $54

Why this amount

Goal focus

Save more without feeling restricted

Today's read

Flexible spending first. Extra room is small today.

Numbers Remy used

Typical flexible pace: CA$7/day
Today's Flexible Spending: $54

Included today

Groceries, dining, shopping, coffee, entertainment, and similar everyday flexible spending.

Excluded today

Rent, bills, debt payments, subscriptions, recurring transfers, and savings contributions.

Why Remy adjusted it

Recent spending, income, location, and the Save more without feeling restricted goal all shape today's flexible amount.

This week

$420

for flexible spending this week

Why this amount

Based on everyday flexible spend — groceries, dining, shopping, and similar. Rent, bills, debt payments, transfers, and subscriptions are excluded. Recent flexible pace ~CA$7/day.

Essentials come first — about CA$420 for flexible spending this week. Remy keeps a small cushion for everyday treats while you focus on saving. Not a limit. Living costs run higher where you are, so Remy leaves a little more room for everyday life.

Estimate confidence: medium

This month

$1,800

for flexible spending this month

Why this amount

Based on everyday flexible spend — groceries, dining, shopping, and similar. Rent, bills, debt payments, transfers, and subscriptions are excluded. Recent flexible pace ~CA$7/day.

Essentials come first — about CA$1,800 for flexible spending this month. Remy keeps a small cushion for everyday treats while you focus on saving. Not a limit. Living costs run higher where you are, so Remy leaves a little more room for everyday life.

Estimate confidence: medium

Room to save each month

Small wins still count, even when money feels tight.

Start a little breathing room

Remy tracks your linked savings account read-only. You move money through your own bank.

Room to save

$70

you could tuck away each month

Habit nudge: protect $5 on payday when you can.

How Remy got these numbers

Based on a little room from ordering out, subscriptions, or quick-stop shopping and space in your income picture after bills and recent spend. Cautious on purpose so you still have room for life to happen.

Estimate confidence: medium

Remy's advice

What matters most right now

Remy's top pick

Takeout is eating into flexible cash

$61.00

Takeout is $61.

Next step: Swap 2 takeout meals for groceries this week to free $12.20.

Subscriptions worth a pass

$61/mo

opportunity

You have $302.

Next step: Pause one about $61/mo subscription you have not used in 30 days.

Spending is up this week

$92

above normal

You spent $234.

Next step: Review your last 5 purchases and skip one non-essential repeat this week.

Subscriptions worth a pass

$41/mo

opportunity

$410.

Next step: Pause one unused subscription to free $62/mo.

Patterns in your data

Habits Remy spotted from your imports

Ordering out: $61.00 in the last 30 days.
This week's spending is above your recent average.
Subscriptions: $410.97 across 5 recurring charges.

Charts

Categories and monthly totals

Top categories

Subscriptions$605.96
Dining out$152.50
Shopping$38.00
Getting around$21.00

Recent months

Tallest bar = highest month in this window. Context, not a score.

Last 30 days: $615.37 · subscriptions (estimate): $302.98/mo

Charts

Categories and monthly totals

Top categories

Subscriptions$605.96
Dining out$152.50
Shopping$38.00
Getting around$21.00

Recent months

Tallest bar = highest month in this window. Context, not a score.

Last 30 days: $615.37 · subscriptions (estimate): $302.98/mo