Spotting what matters…
Effective date: July 23, 2026
These Terms of Service (“Terms”) govern your access to and use of Remy (“Remy,” “we,” “us”). By creating an account or using Remy, you agree to these Terms.
Remy is an educational financial wellness and coaching app. Remy is not a bank, lender, broker-dealer, or registered investment, tax, or legal adviser. Nothing in Remy constitutes financial, investment, tax, or legal advice, and Remy does not hold, transfer, or have custody of your funds. Guidance, insights, and coaching shown in the app — including anything generated with the help of automated or AI-assisted tools — are for informational and educational purposes only.
You are solely responsible for the financial decisions you make. Remy’s coaching and suggestions are based on the data available to us and general assumptions; they may not account for your complete financial picture. Consider consulting a qualified financial, tax, or legal professional before making significant financial decisions.
If you choose to connect a bank or financial account through Plaid, you authorize Remy and Plaid to access and retrieve the financial data necessary to provide the service, as described in our Privacy Policy. You may disconnect a bank account at any time from your Profile. You are responsible for the accuracy of any data you import manually or via CSV upload.
You agree not to:
We aim to keep Remy available and reliable, but we do not guarantee uninterrupted access. Remy may be modified, suspended, or discontinued in whole or in part at any time, with or without notice, including for maintenance, security, or business reasons.
Remy and its content, features, branding, and underlying technology are owned by Remy or our licensors and are protected by applicable intellectual property laws. These Terms do not grant you any rights to Remy’s trademarks, logos, or brand assets except as necessary to use the app as intended.
Remy is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that Remy will be error-free, secure, or that any coaching guidance will be accurate, complete, or suitable for your circumstances.
To the fullest extent permitted by law, Remy and its founders, employees, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or financial loss, arising out of or related to your use of Remy or reliance on any guidance provided through the app.
You may stop using Remy and request account deletion at any time — see our Account Deletion page. We may suspend or terminate your access to Remy if you violate these Terms, pose a security risk, or for other reasonable business or legal reasons.
These Terms are governed by the laws of the province or state where Remy operates (to be confirmed with counsel), without regard to conflict-of-law principles.
We may update these Terms from time to time. If we make material changes, we will update the effective date above and, where appropriate, notify you directly.
Questions about these Terms? Contact us at remy@bankwithremy.com.